Markets

Starting with Jamaica. Built for any corridor where remittances outweigh investment.

Our systems and data work in any country. We start where the conditions line up.

01 / Scale

Remittances outweigh aid and foreign investment.

Remittances are regular and resilient, but almost all of it goes to household spending rather than to productive businesses.

US$685bn

Remittances to low and middle income countries in 2024, more than foreign direct investment and aid combined.

Source: World Bank

US$173.7bn

Remittances to Latin America and the Caribbean in 2025.

Source: Inter-American Development Bank, June 2026

US$3.49bn

Remittances to Jamaica in 2025.

Source: Bank of Jamaica

02 / Why Jamaica first

Why Jamaica is the starting point.

Strong corridors

About 88% of Jamaica's remittances come from the UK, US and Canada.

Source: Bank of Jamaica

A clear ladder

TRN, business registration, Tax Compliance Certificate and GCT registration give a recognised path from informal to formal. Operate follows that path.

Open conversations

We are in discussion with Jamaican development agencies and business organisations.

No one doing this yet

No platform gives verified records and matchmaking for micro and small businesses and their diaspora.

03 / How a new market works

A compliance pack and a partner, not a new product.

Part A

Compliance pack

Tax rules, business registry, payroll deductions, filing calendar and ID scheme.

Part B

Local partner

An agency, chamber or programme on the ground.

Result

A new market

Same Operate, same engine, same platform.

04 / Sequence

The corridor roadmap.

Now

Jamaica

Compliance pack built (GCT, PAYE, NIS, NHT, Education Tax, HEART). Pilot in preparation.

Guyana

In preparation.

Planned

Wider Caribbean

Across the region, where diaspora ties are strong.

Planned

Other corridors

Wherever remittances outweigh investment.

05 / The verifiable base

Starting from what can be checked.

10,800

About 10,800 businesses file GCT in Jamaica: the formal small business base that can be checked today.

Source: Economic and Social Survey Jamaica 2025

Most small businesses in Jamaica are informal and are not in that figure. Operate is the free tool that helps them keep records, register, and join the verifiable base.

Where next

Choose your way in.

01 / Diaspora