Run your business. Keep your records. Get ready to grow.
Free software for small businesses, starting with Jamaica. Works with no signal.
Nine tools in one place, built for how you work.
Register
Sell and record payments, even with no signal.
Invoices and customers
Invoices, receipts and customer balances, shared on WhatsApp.
Simple books
Money in, money out and your cash position, in plain words.
Payroll
PAYE, NIS, NHT, Education Tax and HEART worked out for you.
GCT
Track taxable sales and get figures ready for your return.
Compliance calendar
TCC, annual returns, SO1 and SO2 reminders before they are due.
Bookings
Take appointments and reservations.
Storefront page
Share your products or menu on WhatsApp.
Grants and programmes
See which programmes you may be ready for, and what's missing.
Built for patchy signal and the phone you already have.
Works offline
Take sales and log receipts with no signal. Everything syncs when you reconnect.
Runs on your phone
No special hardware needed.
Your records are yours
We use them to run Operate for you and to build the readiness grade you see first. In anonymised form, we use them to improve our engine and publish insight that never identifies a business or a person. Nobody sees your business's records unless you choose to share them.
Spice Row Kitchen
May Pen, Clarendon
Free for businesses.
Operate is free for small and micro businesses. No subscription, no cut of your sales, no features held back.
How 1877 Capital earns
We earn from our diaspora platform and from programmes that use our partner console and anonymised insight. We never charge businesses for Operate and never sell personal data.
Keep clean records. Open doors.
Every sale and invoice you record builds your standing. You see it first and decide who else does.
The same records give you two things: your place on the export readiness ladder (E0 to E4) and your A to F readiness grade.
E0 to E4, worked out from your records, not a questionnaire.
A to F, with the reasons shown. How grades work
What Operate does and does not do.
Operate does
- Record sales, invoices, expenses and stock
- Work out payroll deductions (PAYE, NIS, NHT, Education Tax, HEART)
- Prepare GCT and payroll filing figures for you to check
- Remind you before deadlines
Operate does not
- Give accounting, tax or legal advice
- Hold or move your money
- Pay or file with TAJ for you: you check the figures and submit them yourself
- Sell your data
Ready to run your business with clearer records?
Get early access in Jamaica. We'll help you set up.